Side-by-side · Q2 2026 data
Valex Federal Credit Union vs Uno Federal Credit Union
Metric by metric
| Measure | Valex Federal Credit Union | Uno Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 77 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 48 | 59 (stronger) |
| Earnings | 80 (stronger) | 59 |
| Funding & liquidity | 86 (stronger) | 77 |
| Problem-loan coverage | 77 | 92 (stronger) |
| Peer percentile | 24th | 57th |
| Total assets | $41.0M | $36.8M |
| Deposits / shares | $37.5M | $28.3M |
| Capital ratio | 9.48% | 20.82% (stronger) |
| Problem loans | 1.57% | 1.24% (stronger) |
| Net charge-offs | 0.59% (stronger) | 0.75% |
| Return on assets | 1.51% (stronger) | 0.99% |
| Loans ÷ deposits | 74.0% (stronger) | 83.4% |
| Uninsured deposits | 0.0% (stronger) | 3.8% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Uno Federal Credit Union has the higher TellerScore (77 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Valex Federal Credit Union leads on 4 and Uno Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.