Side-by-side · Q2 2026 data
Vallant Bank vs Colony Bank
Metric by metric
| Measure | Vallant Bank | Colony Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 64 |
| Capital cushion | 77 (stronger) | 50 |
| Loan quality | 83 (stronger) | 75 |
| Earnings | 73 (stronger) | 63 |
| Funding & liquidity | 69 (stronger) | 59 |
| Problem-loan coverage | 94 (stronger) | 90 |
| Peer percentile | 86th | 33rd |
| Total assets | $4.0B | $3.6B |
| Deposits / shares | $3.5B | $3.0B |
| Capital ratio | 12.70% (stronger) | 9.97% |
| Problem loans | 0.51% (stronger) | 0.76% |
| Net charge-offs | 0.08% (stronger) | 0.28% |
| Return on assets | 1.33% (stronger) | 1.08% |
| Loans ÷ deposits | 85.2% | 82.0% (stronger) |
| Uninsured deposits | 20.6% (stronger) | 32.4% |
| Offices | 36 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Vallant Bank has the higher TellerScore (78 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Vallant Bank leads on 6 and Colony Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.