Side-by-side · Q2 2026 data
Vallant Bank vs RBC Bank, (Georgia) National Association
Metric by metric
| Measure | Vallant Bank | RBC Bank, (Georgia) National Association |
|---|---|---|
| TellerScore | 78 | 82 (stronger) |
| Capital cushion | 77 (stronger) | 54 |
| Loan quality | 83 | 86 (stronger) |
| Earnings | 73 | 100 (stronger) |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 86th | 93rd |
| Total assets | $4.0B | $9.6B |
| Deposits / shares | $3.5B | $8.5B |
| Capital ratio | 12.70% (stronger) | 10.42% |
| Problem loans | 0.51% | 0.41% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.34% |
| Return on assets | 1.33% | 2.47% (stronger) |
| Loans ÷ deposits | 85.2% | 51.1% (stronger) |
| Uninsured deposits | 20.6% | 5.5% (stronger) |
| Offices | 36 | 1 |
| CFPB complaints (3 yrs) | — | 25 |
| Complaints per $1B deposits | — | 2.9 |
| Mortgage denial rate (HMDA) | — | — |
RBC Bank, (Georgia) National Association has the higher TellerScore (82 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Vallant Bank leads on 2 and RBC Bank, (Georgia) National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.