Side-by-side · Q2 2026 data
Vallant Bank vs Srp Federal Credit Union
Metric by metric
| Measure | Vallant Bank | Srp Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 81 (stronger) |
| Capital cushion | 77 | 88 (stronger) |
| Loan quality | 83 (stronger) | 75 |
| Earnings | 73 | 73 |
| Funding & liquidity | 69 | 78 (stronger) |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 86th | 89th |
| Total assets | $4.0B | $2.1B |
| Deposits / shares | $3.5B | $1.8B |
| Capital ratio | 12.70% | 13.79% (stronger) |
| Problem loans | 0.51% (stronger) | 0.74% |
| Net charge-offs | 0.08% (stronger) | 0.85% |
| Return on assets | 1.33% | 1.34% (stronger) |
| Loans ÷ deposits | 85.2% | 81.9% (stronger) |
| Uninsured deposits | 20.6% | 4.9% (stronger) |
| Offices | 36 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.6% |
Srp Federal Credit Union has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Vallant Bank leads on 2 and Srp Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Augusta, GA
- Grovetown, GA
- Martinez, GA