Side-by-side · Q2 2026 data
Vallant Bank vs The Claxton Bank
Metric by metric
| Measure | Vallant Bank | The Claxton Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 50 |
| Capital cushion | 77 (stronger) | 76 |
| Loan quality | 83 (stronger) | 16 |
| Earnings | 73 (stronger) | 33 |
| Funding & liquidity | 69 (stronger) | 61 |
| Problem-loan coverage | 94 (stronger) | 72 |
| Peer percentile | 86th | 7th |
| Total assets | $4.0B | $304.8M |
| Deposits / shares | $3.5B | $249.1M |
| Capital ratio | 12.70% (stronger) | 12.60% |
| Problem loans | 0.51% (stronger) | 2.51% |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 1.33% (stronger) | 0.34% |
| Loans ÷ deposits | 85.2% (stronger) | 85.2% |
| Uninsured deposits | 20.6% (stronger) | 27.9% |
| Offices | 36 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.6% |
Vallant Bank has the higher TellerScore (78 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Vallant Bank leads on 6 and The Claxton Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.