Side-by-side · Q2 2026 data
Vallant Bank vs The Wright Credit Union
Metric by metric
| Measure | Vallant Bank | The Wright Credit Union |
|---|---|---|
| TellerScore | 78 | 84 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 83 | 90 (stronger) |
| Earnings | 73 (stronger) | 48 |
| Funding & liquidity | 69 | 78 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 86th | 75th |
| Total assets | $4.0B | $16.2M |
| Deposits / shares | $3.5B | $13.4M |
| Capital ratio | 12.70% | 17.27% (stronger) |
| Problem loans | 0.51% | 0.29% (stronger) |
| Net charge-offs | 0.08% | -0.36% (stronger) |
| Return on assets | 1.33% (stronger) | 0.71% |
| Loans ÷ deposits | 85.2% | 82.4% (stronger) |
| Uninsured deposits | 20.6% | 2.5% (stronger) |
| Offices | 36 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Wright Credit Union has the higher TellerScore (84 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Vallant Bank leads on 1 and The Wright Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lavonia, GA