Side-by-side · Q2 2026 data
Valley Bank of Ronan vs Bank of Montana
Metric by metric
| Measure | Valley Bank of Ronan | Bank of Montana |
|---|---|---|
| TellerScore | 69 | 75 (stronger) |
| Capital cushion | 43 (stronger) | 39 |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 53 | 100 (stronger) |
| Funding & liquidity | 85 (stronger) | 52 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 40th | 61st |
| Total assets | $218.1M | $308.6M |
| Deposits / shares | $197.6M | $278.9M |
| Capital ratio | 9.29% (stronger) | 8.89% |
| Problem loans | 0.26% | 0.00% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 0.83% | 3.26% (stronger) |
| Loans ÷ deposits | 74.9% | 27.2% (stronger) |
| Uninsured deposits | 12.6% (stronger) | 58.3% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Montana has the higher TellerScore (75 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Valley Bank of Ronan leads on 2 and Bank of Montana on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.