Side-by-side · Q2 2026 data
Valley Communities Credit Union vs Glacier Hills Credit Union
Metric by metric
| Measure | Valley Communities Credit Union | Glacier Hills Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 69 |
| Capital cushion | 80 (stronger) | 60 |
| Loan quality | 91 (stronger) | 70 |
| Earnings | 56 | 67 (stronger) |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 83rd | 48th |
| Total assets | $306.9M | $285.8M |
| Deposits / shares | $264.2M | $250.7M |
| Capital ratio | 12.97% (stronger) | 10.98% |
| Problem loans | 0.28% (stronger) | 0.91% |
| Net charge-offs | 0.06% | 0.04% (stronger) |
| Return on assets | 0.91% | 1.17% (stronger) |
| Loans ÷ deposits | 59.2% (stronger) | 81.9% |
| Uninsured deposits | 6.0% (stronger) | 6.7% |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.4% | 8.3% |
Valley Communities Credit Union has the higher TellerScore (83 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Valley Communities Credit Union leads on 5 and Glacier Hills Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.