Side-by-side · Q2 2026 data
Valley Communities Credit Union vs Members' Advantage Credit Union
Credit union
Members' Advantage Credit Union
Wisconsin Rapid, Wisconsin · $100 million – $1 billion
Metric by metric
| Measure | Valley Communities Credit Union | Members' Advantage Credit Union |
|---|---|---|
| TellerScore | 83 | 93 (stronger) |
| Capital cushion | 80 | 100 (stronger) |
| Loan quality | 91 | 93 (stronger) |
| Earnings | 56 | 93 (stronger) |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 83rd | 97th |
| Total assets | $306.9M | $185.2M |
| Deposits / shares | $264.2M | $147.0M |
| Capital ratio | 12.97% | 19.23% (stronger) |
| Problem loans | 0.28% | 0.21% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.21% |
| Return on assets | 0.91% | 1.82% (stronger) |
| Loans ÷ deposits | 59.2% (stronger) | 84.1% |
| Uninsured deposits | 6.0% (stronger) | 6.4% |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.4% | — |
Members' Advantage Credit Union has the higher TellerScore (93 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Valley Communities Credit Union leads on 3 and Members' Advantage Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.