Side-by-side · Q2 2026 data
Valley Credit Union vs Riverfall Credit Union
Metric by metric
| Measure | Valley Credit Union | Riverfall Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 60 |
| Capital cushion | 90 (stronger) | 70 |
| Loan quality | 93 (stronger) | 36 |
| Earnings | 42 (stronger) | 34 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 83 |
| Peer percentile | 86th | 21st |
| Total assets | $112.9M | $193.9M |
| Deposits / shares | $98.2M | $175.1M |
| Capital ratio | 13.96% (stronger) | 11.95% |
| Problem loans | 0.20% (stronger) | 1.93% |
| Net charge-offs | 0.43% | 0.26% (stronger) |
| Return on assets | 0.55% (stronger) | 0.35% |
| Loans ÷ deposits | 39.1% (stronger) | 50.3% |
| Uninsured deposits | 3.0% (stronger) | 8.4% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Valley Credit Union has the higher TellerScore (84 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Valley Credit Union leads on 6 and Riverfall Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.