Side-by-side · Q2 2026 data
Valley Federal Credit Union vs Southwest 66 Credit Union
Metric by metric
| Measure | Valley Federal Credit Union | Southwest 66 Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 68 |
| Capital cushion | 76 (stronger) | 62 |
| Loan quality | 85 (stronger) | 81 |
| Earnings | 32 | 37 (stronger) |
| Funding & liquidity | 90 (stronger) | 85 |
| Problem-loan coverage | 95 (stronger) | 88 |
| Peer percentile | 60th | 45th |
| Total assets | $119.1M | $112.2M |
| Deposits / shares | $102.9M | $99.6M |
| Capital ratio | 12.61% (stronger) | 11.21% |
| Problem loans | 0.46% (stronger) | 0.57% |
| Net charge-offs | 0.66% | 0.48% (stronger) |
| Return on assets | 0.29% | 0.43% (stronger) |
| Loans ÷ deposits | 70.5% (stronger) | 75.5% |
| Uninsured deposits | 2.9% (stronger) | 3.6% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Valley Federal Credit Union has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Valley Federal Credit Union leads on 5 and Southwest 66 Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.