Side-by-side · Q2 2026 data
Valley National Bank vs Provident Bank
Metric by metric
| Measure | Valley National Bank | Provident Bank |
|---|---|---|
| TellerScore | 60 | 63 (stronger) |
| Capital cushion | 53 | 55 (stronger) |
| Loan quality | 70 | 82 (stronger) |
| Earnings | 63 | 74 (stronger) |
| Funding & liquidity | 37 (stronger) | 15 |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 29th | 39th |
| Total assets | $66.2B | $25.7B |
| Deposits / shares | $54.3B | $19.6B |
| Capital ratio | 10.25% | 10.53% (stronger) |
| Problem loans | 0.91% | 0.55% (stronger) |
| Net charge-offs | 0.15% | 0.05% (stronger) |
| Return on assets | 1.08% | 1.35% (stronger) |
| Loans ÷ deposits | 95.5% (stronger) | 101.3% |
| Uninsured deposits | 39.8% (stronger) | 54.1% |
| Offices | 228 | 136 |
| CFPB complaints (3 yrs) | 263 | 48 |
| Complaints per $1B deposits | 4.8 | 2.4 (stronger) |
| Mortgage denial rate (HMDA) | 21.0% | 31.2% |
Provident Bank has the higher TellerScore (63 vs 60). On the 8 directional measures above (where higher or lower is clearly better), Valley National Bank leads on 2 and Provident Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Jersey City, NJ
- Newark, NJ
- Clifton, NJ
- Wayne, NJ
- Morristown, NJ
- Belleville, NJ
- Little Falls, NJ
- Nutley, NJ
- Freehold, NJ
- Bloomfield, NJ
- North Brunswick, NJ
- Fair Lawn, NJ
- Union City, NJ
- Edison, NJ
- Rochelle Park, NJ
- Shrewsbury, NJ
- South Orange, NJ
- Sparta, NJ
- Totowa, NJ
- Vernon, NJ
- Waldwick, NJ
- West Orange, NJ
- Westwood, NJ
- Woodbridge, NJ
- Bayonne, NJ
- Wyckoff, NJ
- Butler, NJ
- Denville, NJ
- Dover, NJ
- Englewood, NJ