Side-by-side · Q2 2026 data
Valley Premier Bank vs Bell Bank
Metric by metric
| Measure | Valley Premier Bank | Bell Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 59 |
| Capital cushion | 61 (stronger) | 50 |
| Loan quality | 100 (stronger) | 70 |
| Earnings | 78 (stronger) | 57 |
| Funding & liquidity | 82 (stronger) | 43 |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 80th | 25th |
| Total assets | $141.0M | $15.2B |
| Deposits / shares | $127.7M | $12.4B |
| Capital ratio | 11.13% (stronger) | 9.98% |
| Problem loans | 0.00% (stronger) | 0.90% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.44% (stronger) | 0.93% |
| Loans ÷ deposits | 70.1% (stronger) | 105.9% |
| Uninsured deposits | 22.3% (stronger) | 25.3% |
| Offices | 2 | 32 |
| CFPB complaints (3 yrs) | — | 54 |
| Complaints per $1B deposits | — | 4.4 |
| Mortgage denial rate (HMDA) | 2.1% | 7.1% |
Valley Premier Bank has the higher TellerScore (81 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Valley Premier Bank leads on 7 and Bell Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hawley, MN
- Moorhead, MN