Side-by-side · Q2 2026 data
Valley Premier Bank vs Fargo VA Federal Credit Union
Metric by metric
| Measure | Valley Premier Bank | Fargo VA Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 84 (stronger) |
| Capital cushion | 61 | 76 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 78 (stronger) | 57 |
| Funding & liquidity | 82 | 98 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 80th | 75th |
| Total assets | $141.0M | $14.1M |
| Deposits / shares | $127.7M | $12.3M |
| Capital ratio | 11.13% | 12.63% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.44% (stronger) | 0.91% |
| Loans ÷ deposits | 70.1% | 62.4% (stronger) |
| Uninsured deposits | 22.3% | 3.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.1% | — |
Fargo VA Federal Credit Union has the higher TellerScore (84 vs 81). On the 6 directional measures above (where higher or lower is clearly better), Valley Premier Bank leads on 1 and Fargo VA Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.