Side-by-side · Q2 2026 data
Valley Premier Bank vs Gate City Bank
Metric by metric
| Measure | Valley Premier Bank | Gate City Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 65 |
| Capital cushion | 61 (stronger) | 48 |
| Loan quality | 100 (stronger) | 77 |
| Earnings | 78 (stronger) | 54 |
| Funding & liquidity | 82 (stronger) | 78 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 80th | 36th |
| Total assets | $141.0M | $4.0B |
| Deposits / shares | $127.7M | $3.6B |
| Capital ratio | 11.13% (stronger) | 9.85% |
| Problem loans | 0.00% (stronger) | 0.69% |
| Net charge-offs | 0.00% (stronger) | 0.16% |
| Return on assets | 1.44% (stronger) | 0.85% |
| Loans ÷ deposits | 70.1% (stronger) | 82.5% |
| Uninsured deposits | 22.3% | 10.9% (stronger) |
| Offices | 2 | 45 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.1% | — |
Valley Premier Bank has the higher TellerScore (81 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Valley Premier Bank leads on 6 and Gate City Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.