Side-by-side · Q2 2026 data
Valley Premier Bank vs United Savings Credit Union
Metric by metric
| Measure | Valley Premier Bank | United Savings Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 50 |
| Capital cushion | 61 | 77 (stronger) |
| Loan quality | 100 (stronger) | 4 |
| Earnings | 78 (stronger) | 36 |
| Funding & liquidity | 82 (stronger) | 78 |
| Problem-loan coverage | 100 (stronger) | 68 |
| Peer percentile | 80th | 6th |
| Total assets | $141.0M | $125.2M |
| Deposits / shares | $127.7M | $108.6M |
| Capital ratio | 11.13% | 12.70% (stronger) |
| Problem loans | 0.00% (stronger) | 2.88% |
| Net charge-offs | 0.00% (stronger) | 0.35% |
| Return on assets | 1.44% (stronger) | 0.40% |
| Loans ÷ deposits | 70.1% (stronger) | 82.4% |
| Uninsured deposits | 22.3% | 5.3% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.1% | — |
Valley Premier Bank has the higher TellerScore (81 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Valley Premier Bank leads on 5 and United Savings Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.