Side-by-side · Q2 2026 data
Valley Wide Federal Credit Union vs South Sanpete Credit Union
Metric by metric
| Measure | Valley Wide Federal Credit Union | South Sanpete Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 83 |
| Capital cushion | 100 (stronger) | 79 |
| Loan quality | 100 | 100 |
| Earnings | 23 | 45 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 77th | 72nd |
| Total assets | $404K | $1.1M |
| Deposits / shares | $266K | $935K |
| Capital ratio | 33.54% (stronger) | 12.93% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.07% | 0.62% (stronger) |
| Loans ÷ deposits | 46.1% (stronger) | 58.1% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Valley Wide Federal Credit Union has the higher TellerScore (85 vs 83). On the 4 directional measures above (where higher or lower is clearly better), Valley Wide Federal Credit Union leads on 3 and South Sanpete Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.