Side-by-side · Q2 2026 data
Valleystar Credit Union vs Beacon Credit Union, Incorporated
Metric by metric
| Measure | Valleystar Credit Union | Beacon Credit Union, Incorporated |
|---|---|---|
| TellerScore | 45 | 74 (stronger) |
| Capital cushion | 53 | 66 (stronger) |
| Loan quality | 41 | 92 (stronger) |
| Earnings | 0 | 63 (stronger) |
| Funding & liquidity | 78 (stronger) | 60 |
| Problem-loan coverage | 76 | 94 (stronger) |
| Peer percentile | 3rd | 63rd |
| Total assets | $503.4M | $391.6M |
| Deposits / shares | $406.1M | $342.0M |
| Capital ratio | 10.25% | 11.60% (stronger) |
| Problem loans | 1.76% | 0.24% (stronger) |
| Net charge-offs | 0.86% | 0.29% (stronger) |
| Return on assets | -1.05% | 1.08% (stronger) |
| Loans ÷ deposits | 82.0% (stronger) | 99.8% |
| Uninsured deposits | 7.7% | 2.5% (stronger) |
| Offices | 6 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 51.4% | — |
Beacon Credit Union, Incorporated has the higher TellerScore (74 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Valleystar Credit Union leads on 1 and Beacon Credit Union, Incorporated on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.