Side-by-side · Q2 2026 data
ValueBank Texas vs Corpus Christi S.P. Credit Union
Credit union
Corpus Christi S.P. Credit Union
Corpus Christi, Texas · Under $100 million in assets
Metric by metric
| Measure | ValueBank Texas | Corpus Christi S.P. Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 50 |
| Capital cushion | 75 | 88 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 72 (stronger) | 44 |
| Funding & liquidity | 88 (stronger) | 60 |
| Problem-loan coverage | 100 (stronger) | 57 |
| Peer percentile | 88th | 9th |
| Total assets | $303.6M | $5.0M |
| Deposits / shares | $263.0M | $4.3M |
| Capital ratio | 12.54% | 13.76% (stronger) |
| Problem loans | 0.00% (stronger) | 4.13% |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 1.29% (stronger) | 0.59% |
| Loans ÷ deposits | 62.6% (stronger) | 92.2% |
| Uninsured deposits | 24.1% | 22.0% (stronger) |
| Offices | 9 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.1% | — |
ValueBank Texas has the higher TellerScore (85 vs 50). On the 7 directional measures above (where higher or lower is clearly better), ValueBank Texas leads on 4 and Corpus Christi S.P. Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.