Side-by-side · Q2 2026 data
Vantage Bank vs Alexandria Schools Employees Credit Union
Credit union
Alexandria Schools Employees Credit Union
Alexandria, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Vantage Bank | Alexandria Schools Employees Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 55 |
| Capital cushion | 35 | 99 (stronger) |
| Loan quality | 88 (stronger) | 0 |
| Earnings | 93 (stronger) | 52 |
| Funding & liquidity | 50 | 67 (stronger) |
| Problem-loan coverage | 93 (stronger) | 52 |
| Peer percentile | 33rd | 15th |
| Total assets | $85.0M | $9.3M |
| Deposits / shares | $75.4M | $7.9M |
| Capital ratio | 8.47% | 14.95% (stronger) |
| Problem loans | 0.35% (stronger) | 4.61% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.84% (stronger) | 0.80% |
| Loans ÷ deposits | 104.0% | 93.7% (stronger) |
| Uninsured deposits | 20.2% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vantage Bank has the higher TellerScore (68 vs 55). On the 6 directional measures above (where higher or lower is clearly better), Vantage Bank leads on 3 and Alexandria Schools Employees Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.