Side-by-side · Q2 2026 data
Vantage Bank vs First Community Credit Union
Metric by metric
| Measure | Vantage Bank | First Community Credit Union |
|---|---|---|
| TellerScore | 68 | 71 (stronger) |
| Capital cushion | 35 | 73 (stronger) |
| Loan quality | 88 (stronger) | 80 |
| Earnings | 93 (stronger) | 54 |
| Funding & liquidity | 50 | 60 (stronger) |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 33rd | 62nd |
| Total assets | $85.0M | $1.5B |
| Deposits / shares | $75.4M | $1.1B |
| Capital ratio | 8.47% | 12.34% (stronger) |
| Problem loans | 0.35% (stronger) | 0.61% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.84% (stronger) | 0.85% |
| Loans ÷ deposits | 104.0% | 100.2% (stronger) |
| Uninsured deposits | 20.2% | 9.1% (stronger) |
| Offices | 2 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Credit Union has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Vantage Bank leads on 3 and First Community Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.