Side-by-side · Q2 2026 data
Vantage Bank Texas vs Texas Associations of Professionals Federal Credit Union
Credit union
Texas Associations of Professionals Federal Credit Union
San Antonio, Texas · Under $100 million in assets
Metric by metric
| Measure | Vantage Bank Texas | Texas Associations of Professionals Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 93 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 71 | 97 (stronger) |
| Earnings | 86 | 99 (stronger) |
| Funding & liquidity | 35 | 64 (stronger) |
| Problem-loan coverage | 85 | 98 (stronger) |
| Peer percentile | 24th | 94th |
| Total assets | $5.1B | $29.6M |
| Deposits / shares | $4.6B | $24.7M |
| Capital ratio | 9.02% | 15.73% (stronger) |
| Problem loans | 0.87% | 0.08% (stronger) |
| Net charge-offs | 0.31% | 0.05% (stronger) |
| Return on assets | 1.64% | 1.97% (stronger) |
| Loans ÷ deposits | 87.7% (stronger) | 96.2% |
| Uninsured deposits | 48.7% | 6.2% (stronger) |
| Offices | 23 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | — |
Texas Associations of Professionals Federal Credit Union has the higher TellerScore (93 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Vantage Bank Texas leads on 1 and Texas Associations of Professionals Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.