TellerScore

Texas Associations of Professionals Federal Credit Union (NCUA charter #23184) is based in San Antonio, Texas. Its Q2 2026 call report shows $29.6M in total assets and $24.7M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Texas Associations of Professionals Federal Credit Union scores 93/100, which we describe as very strong. That is higher than 94% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 27th. Its strongest component is capital cushion (100/100; 15.73%), and its lowest is funding & liquidity (64/100; 96% loans-to-deposits, 6% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.73%
Loan quality97/100
Loans 60+ days delinquent ÷ total loans: 0.08%
Earnings99/100
Return on assets (annualized): 1.97%
Funding & liquidity64/100
Loans ÷ shares: 96.2% · 6.2% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.01%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 24 points (69 → 93), mostly because the earnings component improved by 99 points.

TellerScore
467093Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202467
Q4 202446
Q1 202577
Q2 202569
Q3 202574
Q4 202572
Q1 202689
Q2 202693
Net worth ratio
7.00%11.54%16.07%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.33%
Q3 202414.82%
Q4 202414.29%
Q1 202514.62%
Q2 202514.89%
Q3 202515.36%
Q4 202515.53%
Q1 202616.07%
Q2 202615.73%
Delinquent loans (60+ days)
0.08%1.98%3.88%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.13%
Q3 20241.16%
Q4 20243.88%
Q1 20250.14%
Q2 20250.55%
Q3 20250.26%
Q4 20250.65%
Q1 20260.47%
Q2 20260.08%
Return on assets
-0.51%1.27%3.05%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.06%
Q3 20240.17%
Q4 20240.01%
Q1 20250.10%
Q2 2025-0.51%
Q3 2025-0.23%
Q4 20250.04%
Q1 20263.05%
Q2 20261.97%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202693$29.6M15.73%0.08%1.97%96.2%
Q1 202689$28.5M16.07%0.47%3.05%99.9%
Q4 202572$28.1M15.53%0.65%0.04%103.2%
Q3 202574$29.3M15.36%0.26%-0.23%95.7%
Q2 202569$30.1M14.89%0.55%-0.51%100.3%
Q1 202577$31.2M14.62%0.14%0.10%96.9%
Q4 202446$31.9M14.29%3.88%0.01%99.4%
Q3 202467$32.3M14.82%1.16%0.17%103.0%
Q2 202474$33.3M14.33%0.13%0.06%106.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.73%
59th
Problem loans0.08%
82nd
Net charge-offs0.05%
62nd
Return on assets1.97%
94th
Loans to deposits96.2%
5th
Uninsured deposits6.2%
16th
Loan-loss reserves0.00%
37th
Texas ratio1.0%
65th

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
United Credit UnionCredit union Tyler, TX58 out of 100, Moderate$29.6M7.1%0.64%vs
Valwood Park Federal Credit UnionCredit union Carrollton, TX67 out of 100, Moderate$29.7M10.1%0.41%vs
U. S. I. Federal Credit UnionCredit union Deer Park, TX67 out of 100, Moderate$29.4M18.0%1.31%vs
Alcon Employees Federal Credit UnionCredit union Fort Worth, TX78 out of 100, Strong$29.9M21.7%0.07%vs
United Energy Credit UnionCredit union Humble, TX77 out of 100, Strong$30.0M16.5%0.55%vs
Texas Community Federal Credit UnionCredit union Kingsville, TX79 out of 100, Strong$30.1M14.7%1.29%vs

Deposit insurance

Is my money safe at Texas Associations of Professionals Federal Credit Union?

Yes. Texas Associations of Professionals Federal Credit Union is a federally insured credit union (NCUA charter #23184). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.2% of shares and deposits ($1.5M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.73%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Texas Associations of Professionals Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Texas Associations of Professionals Federal Credit Union
Type
Federal credit union
NCUA charter #
23184
RSSD ID
727987
Primary regulator
NCUA
Established
1978
Headquarters
9110 W Interstate 10 Ste 100, San Antonio, TX 78230
Employees
12

Quick answers

Texas Associations of Professionals Federal Credit Union: common questions

Is Texas Associations of Professionals Federal Credit Union NCUA insured?

Yes. Texas Associations of Professionals Federal Credit Union is a federally insured credit union (NCUA charter #23184). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Texas Associations of Professionals Federal Credit Union's TellerScore?

93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Texas Associations of Professionals Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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