Side-by-side · Q2 2026 data
Vantage Bank Texas vs Third Coast Bank
Metric by metric
| Measure | Vantage Bank Texas | Third Coast Bank |
|---|---|---|
| TellerScore | 61 | 71 (stronger) |
| Capital cushion | 40 | 64 (stronger) |
| Loan quality | 71 | 83 (stronger) |
| Earnings | 86 (stronger) | 75 |
| Funding & liquidity | 35 | 50 (stronger) |
| Problem-loan coverage | 85 | 87 (stronger) |
| Peer percentile | 24th | 63rd |
| Total assets | $5.1B | $6.7B |
| Deposits / shares | $4.6B | $5.9B |
| Capital ratio | 9.02% | 11.44% (stronger) |
| Problem loans | 0.87% | 0.50% (stronger) |
| Net charge-offs | 0.31% | -0.01% (stronger) |
| Return on assets | 1.64% (stronger) | 1.37% |
| Loans ÷ deposits | 87.7% (stronger) | 91.9% |
| Uninsured deposits | 48.7% | 31.0% (stronger) |
| Offices | 23 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.2% | 2.2% |
Third Coast Bank has the higher TellerScore (71 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Vantage Bank Texas leads on 2 and Third Coast Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.