Side-by-side · Q2 2026 data
Vantage Point Federal Credit Union vs Dominion Energy Credit Union
Credit union
Vantage Point Federal Credit Union
Hopewell, Virginia · Under $100 million in assets
Metric by metric
| Measure | Vantage Point Federal Credit Union | Dominion Energy Credit Union |
|---|---|---|
| TellerScore | 71 | 84 (stronger) |
| Capital cushion | 100 (stronger) | 94 |
| Loan quality | 27 | 86 (stronger) |
| Earnings | 50 (stronger) | 49 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 42nd | 86th |
| Total assets | $45.0M | $336.4M |
| Deposits / shares | $37.2M | $278.4M |
| Capital ratio | 16.68% (stronger) | 14.35% |
| Problem loans | 2.20% | 0.43% (stronger) |
| Net charge-offs | 0.71% | 0.40% (stronger) |
| Return on assets | 0.76% (stronger) | 0.73% |
| Loans ÷ deposits | 41.8% (stronger) | 59.3% |
| Uninsured deposits | 5.0% | 3.6% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.6% |
Dominion Energy Credit Union has the higher TellerScore (84 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Vantage Point Federal Credit Union leads on 3 and Dominion Energy Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.