Side-by-side · Q2 2026 data
Vantage Point Federal Credit Union vs Loudoun Credit Union
Credit union
Vantage Point Federal Credit Union
Hopewell, Virginia · Under $100 million in assets
Metric by metric
| Measure | Vantage Point Federal Credit Union | Loudoun Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 46 |
| Capital cushion | 100 (stronger) | 31 |
| Loan quality | 27 | 39 (stronger) |
| Earnings | 50 (stronger) | 19 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 90 (stronger) | 86 |
| Peer percentile | 42nd | 6th |
| Total assets | $45.0M | $59.5M |
| Deposits / shares | $37.2M | $55.6M |
| Capital ratio | 16.68% (stronger) | 8.13% |
| Problem loans | 2.20% | 1.83% (stronger) |
| Net charge-offs | 0.71% | 0.65% (stronger) |
| Return on assets | 0.76% (stronger) | -0.02% |
| Loans ÷ deposits | 41.8% | 32.3% (stronger) |
| Uninsured deposits | 5.0% | 0.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vantage Point Federal Credit Union has the higher TellerScore (71 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Vantage Point Federal Credit Union leads on 3 and Loudoun Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.