Side-by-side · Q2 2026 data
Vantage Point Federal Credit Union vs Pfd Firefighters Credit Union Inc.
Credit union
Vantage Point Federal Credit Union
Hopewell, Virginia · Under $100 million in assets
Credit union
Pfd Firefighters Credit Union Inc.
Portsmouth, Virginia · Under $100 million in assets
Metric by metric
| Measure | Vantage Point Federal Credit Union | Pfd Firefighters Credit Union Inc. |
|---|---|---|
| TellerScore | 71 | 82 (stronger) |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 27 | 98 (stronger) |
| Earnings | 50 (stronger) | 43 |
| Funding & liquidity | 100 (stronger) | 63 |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 42nd | 70th |
| Total assets | $45.0M | $34.4M |
| Deposits / shares | $37.2M | $29.2M |
| Capital ratio | 16.68% (stronger) | 14.90% |
| Problem loans | 2.20% | 0.07% (stronger) |
| Net charge-offs | 0.71% | 0.07% (stronger) |
| Return on assets | 0.76% (stronger) | 0.58% |
| Loans ÷ deposits | 41.8% (stronger) | 97.1% |
| Uninsured deposits | 5.0% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pfd Firefighters Credit Union Inc. has the higher TellerScore (82 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Vantage Point Federal Credit Union leads on 3 and Pfd Firefighters Credit Union Inc. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.