Side-by-side · Q2 2026 data
Vantage Trust Federal Credit Union vs Ufcw Community Federal Credit Union
Credit union
Vantage Trust Federal Credit Union
Wilkes Barre, Pennsylvania · Under $100 million in assets
Credit union
Ufcw Community Federal Credit Union
Wyoming, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Vantage Trust Federal Credit Union | Ufcw Community Federal Credit Union |
|---|---|---|
| TellerScore | 50 | 86 (stronger) |
| Capital cushion | 23 | 100 (stronger) |
| Loan quality | 59 | 61 (stronger) |
| Earnings | 22 | 80 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 9th | 89th |
| Total assets | $47.7M | $181.4M |
| Deposits / shares | $44.4M | $158.9M |
| Capital ratio | 7.28% | 15.35% (stronger) |
| Problem loans | 1.23% | 1.18% (stronger) |
| Net charge-offs | 0.47% | 0.44% (stronger) |
| Return on assets | 0.04% | 1.51% (stronger) |
| Loans ÷ deposits | 33.0% (stronger) | 36.6% |
| Uninsured deposits | 6.5% | 2.6% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Ufcw Community Federal Credit Union has the higher TellerScore (86 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Vantage Trust Federal Credit Union leads on 1 and Ufcw Community Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.