Side-by-side · Q2 2026 data
Velocity Credit Union vs Fivepoint Credit Union
Metric by metric
| Measure | Velocity Credit Union | Fivepoint Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 57 |
| Capital cushion | 89 (stronger) | 38 |
| Loan quality | 81 (stronger) | 75 |
| Earnings | 24 | 38 (stronger) |
| Funding & liquidity | 97 (stronger) | 72 |
| Problem-loan coverage | 94 (stronger) | 86 |
| Peer percentile | 79th | 17th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $872.4M | $1.0B |
| Capital ratio | 13.92% (stronger) | 8.78% |
| Problem loans | 0.57% (stronger) | 0.76% |
| Net charge-offs | 1.69% | 0.76% (stronger) |
| Return on assets | 0.10% | 0.45% (stronger) |
| Loans ÷ deposits | 63.3% (stronger) | 88.5% |
| Uninsured deposits | 7.1% | 5.9% (stronger) |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 39.7% | 15.5% |
Velocity Credit Union has the higher TellerScore (76 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Velocity Credit Union leads on 4 and Fivepoint Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.