Side-by-side · Q2 2026 data
Ventura National Bank & Trust vs 1st Kansas Credit Union
Metric by metric
| Measure | Ventura National Bank & Trust | 1st Kansas Credit Union |
|---|---|---|
| TellerScore | 72 | 86 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 97 (stronger) | 86 |
| Earnings | 2 | 46 (stronger) |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 45th | 80th |
| Total assets | $41.7M | $12.2M |
| Deposits / shares | $32.8M | $9.7M |
| Capital ratio | 17.95% | 19.90% (stronger) |
| Problem loans | 0.09% (stronger) | 0.41% |
| Net charge-offs | 0.14% | 0.13% (stronger) |
| Return on assets | -0.46% | 0.64% (stronger) |
| Loans ÷ deposits | 111.1% | 51.1% (stronger) |
| Uninsured deposits | 11.6% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Kansas Credit Union has the higher TellerScore (86 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Ventura National Bank & Trust leads on 1 and 1st Kansas Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.