Side-by-side · Q2 2026 data
VeraBank, National Association vs Altra Federal Credit Union
Metric by metric
| Measure | VeraBank, National Association | Altra Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 78 (stronger) |
| Capital cushion | 60 | 77 (stronger) |
| Loan quality | 68 | 85 (stronger) |
| Earnings | 84 | 86 (stronger) |
| Funding & liquidity | 76 (stronger) | 50 |
| Problem-loan coverage | 90 | 93 (stronger) |
| Peer percentile | 66th | 84th |
| Total assets | $4.6B | $3.1B |
| Deposits / shares | $4.0B | $2.6B |
| Capital ratio | 11.03% | 12.68% (stronger) |
| Problem loans | 0.96% | 0.46% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.50% |
| Return on assets | 1.61% | 1.66% (stronger) |
| Loans ÷ deposits | 68.8% (stronger) | 109.8% |
| Uninsured deposits | 29.0% | 14.2% (stronger) |
| Offices | 42 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.3% |
Altra Federal Credit Union has the higher TellerScore (78 vs 72). On the 7 directional measures above (where higher or lower is clearly better), VeraBank, National Association leads on 2 and Altra Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.