Side-by-side · Q2 2026 data
VeraBank, National Association vs Producer Bank of Texas
Metric by metric
| Measure | VeraBank, National Association | Producer Bank of Texas |
|---|---|---|
| TellerScore | 72 | 73 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 68 | 81 (stronger) |
| Earnings | 84 (stronger) | 0 |
| Funding & liquidity | 76 | 88 (stronger) |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 66th | 48th |
| Total assets | $4.6B | $58.7M |
| Deposits / shares | $4.0B | $43.3M |
| Capital ratio | 11.03% | 18.61% (stronger) |
| Problem loans | 0.96% | 0.58% (stronger) |
| Net charge-offs | 0.10% | -0.69% (stronger) |
| Return on assets | 1.61% (stronger) | -0.82% |
| Loans ÷ deposits | 68.8% | 58.3% (stronger) |
| Uninsured deposits | 29.0% | 26.0% (stronger) |
| Offices | 42 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Producer Bank of Texas has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), VeraBank, National Association leads on 1 and Producer Bank of Texas on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.