Side-by-side · Q2 2026 data
VeraBank, National Association vs The American National Bank of Mount Pleasant
Bank
The American National Bank of Mount Pleasant
Mount Pleasant, Texas · $100 million – $1 billion
Metric by metric
| Measure | VeraBank, National Association | The American National Bank of Mount Pleasant |
|---|---|---|
| TellerScore | 72 | 88 (stronger) |
| Capital cushion | 60 | 78 (stronger) |
| Loan quality | 68 | 100 (stronger) |
| Earnings | 84 (stronger) | 81 |
| Funding & liquidity | 76 | 90 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 66th | 92nd |
| Total assets | $4.6B | $144.6M |
| Deposits / shares | $4.0B | $130.3M |
| Capital ratio | 11.03% | 12.82% (stronger) |
| Problem loans | 0.96% | 0.00% (stronger) |
| Net charge-offs | 0.10% | 0.04% (stronger) |
| Return on assets | 1.61% (stronger) | 1.53% |
| Loans ÷ deposits | 68.8% (stronger) | 70.2% |
| Uninsured deposits | 29.0% | 13.5% (stronger) |
| Offices | 42 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The American National Bank of Mount Pleasant has the higher TellerScore (88 vs 72). On the 7 directional measures above (where higher or lower is clearly better), VeraBank, National Association leads on 2 and The American National Bank of Mount Pleasant on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mount Pleasant, TX