Side-by-side · Q2 2026 data
Veritas Federal Credit Union vs P.I.A.S. Credit Union
Metric by metric
| Measure | Veritas Federal Credit Union | P.I.A.S. Credit Union |
|---|---|---|
| TellerScore | 57 | 87 (stronger) |
| Capital cushion | 30 | 100 (stronger) |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 39 (stronger) | 35 |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 17th | 83rd |
| Total assets | $57.1M | $4.2M |
| Deposits / shares | $52.2M | $3.5M |
| Capital ratio | 7.99% | 17.42% (stronger) |
| Problem loans | 0.60% | 0.00% (stronger) |
| Net charge-offs | 1.12% | 0.00% (stronger) |
| Return on assets | 0.48% (stronger) | 0.37% |
| Loans ÷ deposits | 84.0% | 59.6% (stronger) |
| Uninsured deposits | 3.8% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
P.I.A.S. Credit Union has the higher TellerScore (87 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Veritas Federal Credit Union leads on 1 and P.I.A.S. Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.