Side-by-side · Q2 2026 data
Veritas Federal Credit Union vs Vanderbilt Credit Union
Metric by metric
| Measure | Veritas Federal Credit Union | Vanderbilt Credit Union |
|---|---|---|
| TellerScore | 57 | 57 |
| Capital cushion | 30 | 48 (stronger) |
| Loan quality | 80 (stronger) | 57 |
| Earnings | 39 (stronger) | 28 |
| Funding & liquidity | 76 | 93 (stronger) |
| Problem-loan coverage | 88 (stronger) | 84 |
| Peer percentile | 17th | 17th |
| Total assets | $57.1M | $53.2M |
| Deposits / shares | $52.2M | $47.9M |
| Capital ratio | 7.99% | 9.79% (stronger) |
| Problem loans | 0.60% (stronger) | 1.29% |
| Net charge-offs | 1.12% | 0.21% (stronger) |
| Return on assets | 0.48% (stronger) | 0.21% |
| Loans ÷ deposits | 84.0% | 67.7% (stronger) |
| Uninsured deposits | 3.8% | 0.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Veritas Federal Credit Union leads on 2 and Vanderbilt Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.