Side-by-side · Q2 2026 data
Vermilion Bank & Trust Company vs Acadiana Medical Federal Credit Union
Credit union
Acadiana Medical Federal Credit Union
Lafayette, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Vermilion Bank & Trust Company | Acadiana Medical Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 92 (stronger) |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 28 | 100 (stronger) |
| Earnings | 94 (stronger) | 62 |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 84 | 100 (stronger) |
| Peer percentile | 50th | 92nd |
| Total assets | $145.5M | $13.5M |
| Deposits / shares | $126.1M | $10.0M |
| Capital ratio | 12.55% | 25.47% (stronger) |
| Problem loans | 2.17% | 0.00% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.42% |
| Return on assets | 1.84% (stronger) | 1.06% |
| Loans ÷ deposits | 54.4% (stronger) | 60.1% |
| Uninsured deposits | 18.1% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Acadiana Medical Federal Credit Union has the higher TellerScore (92 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Vermilion Bank & Trust Company leads on 3 and Acadiana Medical Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.