Vermilion Bank & Trust Company (FDIC certificate #17841) is based in Kaplan, Louisiana. Its Q2 2026 call report shows $145.5M in total assets and $126.1M in deposits and 3 offices.
Vermilion Bank & Trust Company has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than 50% of its 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 43rd. Funding & liquidity contributes the most (97/100, 54% loans-to-deposits, 18% uninsured); loan quality contributes the least (28/100, 2.17%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (73 → 72).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 69 |
| Q3 2024 | 71 |
| Q4 2024 | 68 |
| Q1 2025 | 71 |
| Q2 2025 | 73 |
| Q3 2025 | 75 |
| Q4 2025 | 75 |
| Q1 2026 | 76 |
| Q2 2026 | 72 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.48% |
| Q3 2024 | 10.91% |
| Q4 2024 | 11.11% |
| Q1 2025 | 10.99% |
| Q2 2025 | 11.31% |
| Q3 2025 | 11.80% |
| Q4 2025 | 11.83% |
| Q1 2026 | 11.96% |
| Q2 2026 | 12.55% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.60% |
| Q3 2024 | 1.64% |
| Q4 2024 | 1.84% |
| Q1 2025 | 1.66% |
| Q2 2025 | 1.56% |
| Q3 2025 | 1.52% |
| Q4 2025 | 1.45% |
| Q1 2026 | 1.56% |
| Q2 2026 | 2.17% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.87% |
| Q3 2024 | 1.97% |
| Q4 2024 | 1.98% |
| Q1 2025 | 1.86% |
| Q2 2025 | 1.88% |
| Q3 2025 | 1.93% |
| Q4 2025 | 2.03% |
| Q1 2026 | 1.92% |
| Q2 2026 | 1.84% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $145.5M | 12.55% | 2.17% | 1.84% | 54.4% |
| Q1 2026 | 76 | $149.0M | 11.96% | 1.56% | 1.92% | 50.7% |
| Q4 2025 | 75 | $169.7M | 11.83% | 1.45% | 2.03% | 43.5% |
| Q3 2025 | 75 | $144.9M | 11.80% | 1.52% | 1.93% | 53.3% |
| Q2 2025 | 73 | $145.4M | 11.31% | 1.56% | 1.88% | 52.5% |
| Q1 2025 | 71 | $148.0M | 10.99% | 1.66% | 1.86% | 50.2% |
| Q4 2024 | 68 | $164.1M | 11.11% | 1.84% | 1.98% | 45.6% |
| Q3 2024 | 71 | $145.7M | 10.91% | 1.64% | 1.97% | 52.7% |
| Q2 2024 | 69 | $147.1M | 10.48% | 1.60% | 1.87% | 50.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Colfax Banking CompanyBank Colfax, LA | 76 out of 100, Strong | $152.3M | 11.0% | 0.04% | vs |
| Bank of Oak RidgeBank Oak Ridge, LA | 72 out of 100, Strong | $138.6M | 11.6% | 0.00% | vs |
| Bank of Winnfield & Trust CompanyBank Winnfield, LA | 80 out of 100, Strong | $156.0M | 14.4% | 0.67% | vs |
| Citizens Bank & Trust Company of Vivian, LouisianaBank Vivian, LA | 64 out of 100, Moderate | $159.6M | 10.3% | 0.87% | vs |
| Hodge Bank & Trust CompanyBank Hodge, LA | 78 out of 100, Strong | $127.6M | 15.2% | 1.85% | vs |
| State Bank & Trust CompanyBank Golden Meadow, LA | 74 out of 100, Strong | $165.1M | 10.6% | 0.46% | vs |
Deposit insurance
Is my money safe at Vermilion Bank & Trust Company?
Yes. Vermilion Bank & Trust Company is an FDIC-insured institution (FDIC certificate #17841). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 18.1% of deposits ($22.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.55%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 25.22% (benchmark: 10%).
3 locations
Branches
Vermilion Bank & Trust Company lists 2 offices in 2 cities. Most locations:
- Gueydan, LA (1)
- Kaplan, LA (1)
Identity & history
Profile
- Legal name
- Vermilion Bank & Trust Company
- Type
- State-chartered bank
- FDIC certificate #
- 17841
- RSSD ID
- 754536
- Primary regulator
- FDIC
- Holding company
- Vermilion Bancshares Corp
- Established
- March 8, 1958
- Headquarters
- 420 N Cushing Ave, Kaplan, LA 70548
- Website
- www.vermilionbank.com
- Employees
- 25
Quick answers
Vermilion Bank & Trust Company: common questions
Is Vermilion Bank & Trust Company FDIC insured?
Yes. Vermilion Bank & Trust Company is an FDIC-insured institution (FDIC certificate #17841). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Vermilion Bank & Trust Company's TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Vermilion Bank & Trust Company ever failed?
There is no failure record for FDIC certificate #17841 in the FDIC failed bank list.
How many branches does Vermilion Bank & Trust Company have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Kaplan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Acadiana Medical Federal Credit UnionCredit union Lafayette, LA | 92 out of 100, Very strong | $13.5M | 25.5% | 0.00% | vs |
| South Louisiana BankBank Houma, LA | 91 out of 100, Very strong | $659.8M | 15.3% | 0.45% | vs |
| Currency BankBank Baton Rouge, LA | 86 out of 100, Very strong | $248.5M | 13.4% | 0.14% | vs |
| Gulf Coast BankBank Abbeville, LA | 86 out of 100, Very strong | $513.7M | 14.7% | 0.63% | vs |
| Bayou Federal Credit UnionCredit union Baton Rouge, LA | 84 out of 100, Strong | $82.5M | 15.9% | 0.30% | vs |
| The BankBank Jennings, LA | 83 out of 100, Strong | $462.0M | 12.8% | 0.48% | vs |