Side-by-side · Q2 2026 data
Vermilion Bank & Trust Company vs Currency Bank
Metric by metric
| Measure | Vermilion Bank & Trust Company | Currency Bank |
|---|---|---|
| TellerScore | 72 | 86 (stronger) |
| Capital cushion | 76 | 84 (stronger) |
| Loan quality | 28 | 95 (stronger) |
| Earnings | 94 | 98 (stronger) |
| Funding & liquidity | 97 (stronger) | 50 |
| Problem-loan coverage | 84 | 99 (stronger) |
| Peer percentile | 50th | 90th |
| Total assets | $145.5M | $248.5M |
| Deposits / shares | $126.1M | $203.2M |
| Capital ratio | 12.55% | 13.38% (stronger) |
| Problem loans | 2.17% | 0.14% (stronger) |
| Net charge-offs | 0.03% | -0.05% (stronger) |
| Return on assets | 1.84% | 1.95% (stronger) |
| Loans ÷ deposits | 54.4% (stronger) | 93.0% |
| Uninsured deposits | 18.1% (stronger) | 30.3% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Currency Bank has the higher TellerScore (86 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Vermilion Bank & Trust Company leads on 2 and Currency Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Kaplan, LA