Side-by-side · Q2 2026 data
Vermilion Bank & Trust Company vs Progressive National Bank
Metric by metric
| Measure | Vermilion Bank & Trust Company | Progressive National Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 57 |
| Capital cushion | 76 (stronger) | 56 |
| Loan quality | 28 | 33 (stronger) |
| Earnings | 94 (stronger) | 64 |
| Funding & liquidity | 97 (stronger) | 74 |
| Problem-loan coverage | 84 (stronger) | 76 |
| Peer percentile | 50th | 14th |
| Total assets | $145.5M | $122.9M |
| Deposits / shares | $126.1M | $109.5M |
| Capital ratio | 12.55% (stronger) | 10.59% |
| Problem loans | 2.17% | 2.02% (stronger) |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 1.84% (stronger) | 1.10% |
| Loans ÷ deposits | 54.4% (stronger) | 73.4% |
| Uninsured deposits | 18.1% (stronger) | 26.1% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.1% |
Vermilion Bank & Trust Company has the higher TellerScore (72 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Vermilion Bank & Trust Company leads on 5 and Progressive National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.