Side-by-side · Q2 2026 data
Vermilion Valley Bank vs Buckley State Bank
Metric by metric
| Measure | Vermilion Valley Bank | Buckley State Bank |
|---|---|---|
| TellerScore | 96 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 79 |
| Loan quality | 99 (stronger) | 40 |
| Earnings | 96 (stronger) | 46 |
| Funding & liquidity | 84 | 86 (stronger) |
| Problem-loan coverage | 99 (stronger) | 83 |
| Peer percentile | 99th | 24th |
| Total assets | $198.2M | $49.0M |
| Deposits / shares | $160.1M | $42.7M |
| Capital ratio | 16.70% (stronger) | 12.89% |
| Problem loans | 0.03% (stronger) | 1.79% |
| Net charge-offs | -0.01% (stronger) | 0.93% |
| Return on assets | 1.91% (stronger) | 0.65% |
| Loans ÷ deposits | 71.0% (stronger) | 74.0% |
| Uninsured deposits | 20.2% | 8.4% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Vermilion Valley Bank has the higher TellerScore (96 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Vermilion Valley Bank leads on 6 and Buckley State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.