Side-by-side · Q2 2026 data
Vermilion Valley Bank vs Community Bank of Elmhurst
Metric by metric
| Measure | Vermilion Valley Bank | Community Bank of Elmhurst |
|---|---|---|
| TellerScore | 96 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 99 | 99 |
| Earnings | 96 (stronger) | 47 |
| Funding & liquidity | 84 | 87 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 99th | 50th |
| Total assets | $198.2M | $194.5M |
| Deposits / shares | $160.1M | $176.9M |
| Capital ratio | 16.70% (stronger) | 9.94% |
| Problem loans | 0.03% | 0.02% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.09% |
| Return on assets | 1.91% (stronger) | 0.67% |
| Loans ÷ deposits | 71.0% | 70.8% (stronger) |
| Uninsured deposits | 20.2% | 16.8% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Vermilion Valley Bank has the higher TellerScore (96 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Vermilion Valley Bank leads on 4 and Community Bank of Elmhurst on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.