Side-by-side · Q2 2026 data
Vermillion State Bank vs Falcon National Bank
Metric by metric
| Measure | Vermillion State Bank | Falcon National Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 62 |
| Capital cushion | 84 (stronger) | 52 |
| Loan quality | 92 (stronger) | 65 |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 83 (stronger) | 51 |
| Problem-loan coverage | 97 (stronger) | 85 |
| Peer percentile | 95th | 22nd |
| Total assets | $931.4M | $872.3M |
| Deposits / shares | $806.6M | $768.7M |
| Capital ratio | 13.40% (stronger) | 10.24% |
| Problem loans | 0.24% (stronger) | 1.04% |
| Net charge-offs | -0.12% (stronger) | 0.61% |
| Return on assets | 2.56% (stronger) | 1.20% |
| Loans ÷ deposits | 51.7% (stronger) | 95.2% |
| Uninsured deposits | 30.2% | 27.8% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 12.7% |
Vermillion State Bank has the higher TellerScore (90 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Vermillion State Bank leads on 6 and Falcon National Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.