Side-by-side · Q2 2026 data
Vermillion State Bank vs Scale Bank
Metric by metric
| Measure | Vermillion State Bank | Scale Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 83 |
| Capital cushion | 84 | 90 (stronger) |
| Loan quality | 92 | 98 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 83 (stronger) | 9 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 95th | 84th |
| Total assets | $931.4M | $626.7M |
| Deposits / shares | $806.6M | $423.1M |
| Capital ratio | 13.40% | 14.02% (stronger) |
| Problem loans | 0.24% | 0.06% (stronger) |
| Net charge-offs | -0.12% (stronger) | 0.00% |
| Return on assets | 2.56% (stronger) | 2.32% |
| Loans ÷ deposits | 51.7% (stronger) | 119.9% |
| Uninsured deposits | 30.2% (stronger) | 52.2% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Vermillion State Bank has the higher TellerScore (90 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Vermillion State Bank leads on 5 and Scale Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.