Side-by-side · Q2 2026 data
Vermillion State Bank vs Think Mutual Bank
Metric by metric
| Measure | Vermillion State Bank | Think Mutual Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 86 |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 92 | 92 |
| Earnings | 100 (stronger) | 45 |
| Funding & liquidity | 83 | 95 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 95th | 97th |
| Total assets | $931.4M | $2.2B |
| Deposits / shares | $806.6M | $1.9B |
| Capital ratio | 13.40% | 16.25% (stronger) |
| Problem loans | 0.24% (stronger) | 0.25% |
| Net charge-offs | -0.12% (stronger) | 0.05% |
| Return on assets | 2.56% (stronger) | 0.63% |
| Loans ÷ deposits | 51.7% (stronger) | 64.8% |
| Uninsured deposits | 30.2% | 5.8% (stronger) |
| Offices | 6 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 12.2% |
Vermillion State Bank has the higher TellerScore (90 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Vermillion State Bank leads on 5 and Think Mutual Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.