Side-by-side · Q2 2026 data
VersaBank USA National Association vs Northeast Bank
Metric by metric
| Measure | VersaBank USA National Association | Northeast Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 97 (stronger) | 93 |
| Earnings | 69 | 79 (stronger) |
| Funding & liquidity | 75 (stronger) | 66 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 94th | 57th |
| Total assets | $911.9M | $837.3M |
| Deposits / shares | $675.8M | $760.7M |
| Capital ratio | 22.46% (stronger) | 10.13% |
| Problem loans | 0.10% (stronger) | 0.20% |
| Net charge-offs | 0.01% | -0.09% (stronger) |
| Return on assets | 1.23% | 1.49% (stronger) |
| Loans ÷ deposits | 85.4% | 77.7% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 30.0% |
| Offices | 0 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
VersaBank USA National Association has the higher TellerScore (89 vs 74). On the 7 directional measures above (where higher or lower is clearly better), VersaBank USA National Association leads on 4 and Northeast Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.