Side-by-side · Q2 2026 data
VersaBank USA National Association vs United Prairie Bank
Metric by metric
| Measure | VersaBank USA National Association | United Prairie Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 97 (stronger) | 78 |
| Earnings | 69 | 78 (stronger) |
| Funding & liquidity | 75 (stronger) | 54 |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 94th | 31st |
| Total assets | $911.9M | $939.3M |
| Deposits / shares | $675.8M | $788.4M |
| Capital ratio | 22.46% (stronger) | 9.68% |
| Problem loans | 0.10% (stronger) | 0.66% |
| Net charge-offs | 0.01% (stronger) | 0.09% |
| Return on assets | 1.23% | 1.45% (stronger) |
| Loans ÷ deposits | 85.4% (stronger) | 99.7% |
| Uninsured deposits | 0.0% (stronger) | 21.1% |
| Offices | 0 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
VersaBank USA National Association has the higher TellerScore (89 vs 66). On the 7 directional measures above (where higher or lower is clearly better), VersaBank USA National Association leads on 6 and United Prairie Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.