Side-by-side · Q2 2026 data
Versailles Savings and Loan Company vs Monroe Federal Savings and Loan Association
Metric by metric
| Measure | Versailles Savings and Loan Company | Monroe Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 89 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 69 (stronger) | 11 |
| Funding & liquidity | 71 (stronger) | 62 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 87th | 17th |
| Total assets | $65.6M | $144.5M |
| Deposits / shares | $51.1M | $124.5M |
| Capital ratio | 19.25% (stronger) | 9.86% |
| Problem loans | 0.00% (stronger) | 0.22% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.22% (stronger) | -0.22% |
| Loans ÷ deposits | 89.5% (stronger) | 90.0% |
| Uninsured deposits | 10.2% (stronger) | 22.3% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Versailles Savings and Loan Company has the higher TellerScore (89 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Versailles Savings and Loan Company leads on 7 and Monroe Federal Savings and Loan Association on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.