Side-by-side · Q2 2026 data
Verus Bank of Commerce vs Northern Colorado Credit Union
Metric by metric
| Measure | Verus Bank of Commerce | Northern Colorado Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 100 (stronger) | 64 |
| Earnings | 61 (stronger) | 33 |
| Funding & liquidity | 45 | 97 (stronger) |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 86th | 28th |
| Total assets | $202.4M | $76.3M |
| Deposits / shares | $162.9M | $67.9M |
| Capital ratio | 18.46% (stronger) | 10.85% |
| Problem loans | 0.00% (stronger) | 1.08% |
| Net charge-offs | 0.00% (stronger) | 0.21% |
| Return on assets | 1.02% (stronger) | 0.33% |
| Loans ÷ deposits | 107.5% | 63.7% (stronger) |
| Uninsured deposits | 21.9% | 12.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.0% |
Verus Bank of Commerce has the higher TellerScore (84 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Verus Bank of Commerce leads on 5 and Northern Colorado Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.