The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 6 points (70 → 64), mostly because the loan quality component weakened by 25 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Colorado

Yes. Northern Colorado Credit Union is a federally insured credit union (NCUA charter #65775). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.8% of shares and deposits ($8.7M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.85%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Northern Colorado Credit Union lists 2 offices in 2 cities. Most locations:

• Berthoud, CO (1)
• Greeley, CO (1)

All branch addresses and map

In 2025, Northern Colorado Credit Union reported 57 home-loan applications under HMDA (LEI 254900ZCGCHCFNE8KY02): 47 originated ($5,185,000 total), 7 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 13.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Northern Colorado Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

65775

RSSD ID

238193

Primary regulator

State + NCUA

Established

1935

Headquarters

2901 S 27th Ave, Greeley, CO 80631

Employees

15