Side-by-side · Q2 2026 data
Vibe Credit Union vs Honor Credit Union
Metric by metric
| Measure | Vibe Credit Union | Honor Credit Union |
|---|---|---|
| TellerScore | 62 | 70 (stronger) |
| Capital cushion | 55 | 72 (stronger) |
| Loan quality | 64 | 69 (stronger) |
| Earnings | 43 | 55 (stronger) |
| Funding & liquidity | 83 (stronger) | 75 |
| Problem-loan coverage | 87 | 87 |
| Peer percentile | 30th | 58th |
| Total assets | $1.6B | $1.9B |
| Deposits / shares | $1.2B | $1.6B |
| Capital ratio | 10.46% | 12.16% (stronger) |
| Problem loans | 1.08% | 0.92% (stronger) |
| Net charge-offs | 0.56% | 0.54% (stronger) |
| Return on assets | 0.57% | 0.87% (stronger) |
| Loans ÷ deposits | 76.8% (stronger) | 84.8% |
| Uninsured deposits | 4.8% (stronger) | 9.6% |
| Offices | 12 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.5% | 22.6% |
Honor Credit Union has the higher TellerScore (70 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Vibe Credit Union leads on 2 and Honor Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.